Health insurance
ആരോഗ്യ ഇൻഷുറൻസ്
Health insurance is mandatory for all UAE residents — Dubai and Abu Dhabi for years, and the Northern Emirates since 2025. Employers must cover employees; sponsors cover family.
This is general guidance. Fees and rules change — confirm on the official link and apply only there.
Who needs this?
Eligibility
- Mandatory for all residents in Dubai, Abu Dhabi and (since 2025) the Northern Emirates
- Employers must insure employees; sponsors insure their family
Required documents
- Passport and visa / Emirates ID
- Medical declaration form for some plans
Step by step
- Ask HR for your insurance card and network list
- For family, compare plans from licensed insurers
- Check co-pay, network hospitals and maternity cover
- Show the card (or Emirates ID) at the clinic
Fees
Processing time
Online or in person
Where to go — useful links
Prices and timings are approximate and change — confirm on the official site before paying.
Major health insurer, Abu Dhabi's Thiqa/Basic plans.
Health plans incl. basic plans for low-salary workers.
Individual and family health plans.
Health, car and travel insurance.
Responsible authority
Common mistakes
- Not knowing which hospitals are in your network.
Related questions
Who insures my family?
The sponsor pays for dependants (spouse, children, parents). Your employer only has to cover you, though some companies include family.
Related guides
Official sources
MalluDubai is an independent information portal. We don't accept applications or represent the government.